We help landlords save money, secure their investments and offer professional advice to increase profits from buy to let.

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Climate change insurance warning

Climate change insurance warning

Hotter summer and wetter winters increase the risk of subsidence and floods, making building and contents insurance even more essential. Find out more

Buy to Let Property Investment

Buy to Let Property Investment

Investing in buy to let property requires a different perspective to that of buying your own home.

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Preparing to Let Your Property

Preparing to Let Your Property

The process of preparing to let your property can be overwhelming. This article offers a concise step-by-step guide to what is required.

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Pre-funding / Trading Facility

Prefunding Trading Facility

Property investors and developers, who buy property, refurbish and sell it or hold it for long-term investment will find the Trading Facility a useful financial tool.

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Landlords' Buildings and Contents Insurance

As a landlord, taking out Landlords’ Building and Contents Insurance cover is vital to protect your buy to let property investment against potential damage. Smartlandlord have products to suit your buy to let requirements. You can also buy additional covers like Emergency Assistance and Legal Expenses.

Landlords' Buildings Insurance

Landlords’ Buildings Insurance covers the risks your buildings are exposed to. Our quick quote system will help you to get your quotes in just a few clicks. You can also buy other add-ons such as Legal Expenses and Emergency Assistance.

Landlords' Contents Insurance

Whether your property is fully furnished or just part furnished, it always pays to purchase Contents Insurance as the tenant’s deposit which is generally one month's rent does not cover all content costs. Our "New for Old" policy and accidental damage options will help you manage your maintenance costs better.

Rent Guarantee

Rent Guarantee protects landlords whose tenants default on payments of rent. Rent Guarantee also provides cover for costs and proceedings to evict the tenant from the rented property where applicable. Landlords can buy Smartlandlord Rent Guarantee instantly online and secure their rents.

Legal Expenses Insurance

If a neighbour commits a trespass or nuisance or if you are prosecuted under gas, furniture or electrical equipment regulations Smartlandlord will protect you against such proceedings. You can contact our helpline 24 hours a day and our highly trained advisers will assist you on any legal matter. This protection is essential in order to safeguard against expensive legal costs.

Emergency Assistance Insurance

Protect your property 24 hours a day 365 days a year. With our 24-hour Emergency Assistance cover if the plumbing, drainage, heating or electricity in your property fails Smartlandlord will send a contractor to fix the problem immediately. You can even nominate your tenant(s) to contact us directly.

Other Insurance

Smartlandlord is part of a Towergate Partnership which has a wide range of insurance products. These range from Professional Indemnity, Payment Protection and Commercial Properties to Holiday Homes.

Smartlandlord® services

Express Referencing

Instant reference for your tenants. Original price of £10 slashed by over 40% to just £5.75. Offer valid until 31/07/09

Apply now

Elite Rapid Rent Guarantee

Elite Rapid Rent Guarantee cover reduced by £10 - NOW £50. Act now to protect your rental income. Offer valid until 31/07/2009

Apply now

Energy Performance Certificates

EPC discounted by £10 to £70. With you within 48 hours. Out-of-hours and weekend services. Offer valid until 31/07/2009

Apply now