Landlords' Buildings Insurance
Landlords' Buildings Insurance covers the risks your buildings are exposed to. You can also buy other add-ons such as Legal Expenses and Emergency Assistance.
Get a Landlords Insurance Quote:
Protect your investment property against fire, flood, theft, burst pipes, subsidence and more today - instant cover available
To get a quote, please contact our insurance provider: Towergate Connect on 0844 892 1444. There is no obligation to buy and your quotation is valid for 30 days.
- Smartlandlord® Landlords Buildings Insurance protects against loss or damage through:*
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- Theft
- Storm and flood
- Earthquakes
- Explosions
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- Fire and lightning
- Burst pipes and oil tanks
- Subsidence
- Smoke damage
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- Aircraft
- Riots and vandalism
- Vehicle impact
- Falling trees
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- "New for Old" - full cost of repair or replacement
- Instant insurance cover - or from a start date of your choice
- Property Owners Liability up to £2 million
- Flexible additional options available, including Contents cover
Key Features:
- Your cover includes Property Owners Liability up to £2 million.
- A dedicated customer service telephone number with highly trained and efficient staff to answer any questions you may have Monday to Friday 9am to 5:30pm.
- Your cover starts as soon as your payment has been processed or on a future date of your choice.
- Your Landlord Buildings Insurance also covers you against the loss of rent up to 20% of the sum insured on the buildings damaged or destroyed if the property is uninhabitable.
- If your property is uninhabitable, the insurer will pay any accommodation costs to house your tenant(s) temporarily elsewhere.
- You can select flexible cover to suit your specific requirements.
- Making a claim is easy. Simply contact the telephone helpline within 30 days of any damage and complete a claim form.
- Your policy can be renewed annually and you are free to cancel a policy at any time. Please refer to the Terms of Business document for further information on cancellation.
* For a full list of benefits and exclusions please refer to the Policy Wording and Policy Summary documents above.
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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Q. Do I need Landlords' Buildings Insurance?
A. Most lenders insist that landlords take adequate protection for all risks their let properties are exposed to. It is useful to check your mortgage terms and conditions. Although not a legal requirement in the UK it is still a very good idea to invest in Buildings and Contents Insurance. If your house was to flood or suffer fire damage, without appropriate cover you could be thousands of pounds out of pocket.
Q. Do you offer a "New for Old" policy?
A. Yes. In the event of loss or damage to the buildings, the insurers will pay the full cost of repair at the time of such loss or damage provided that the buildings are maintained in a good state of repair, that they are insured for the full cost of reconstruction in their present form; and that reinstatement shall have been effected. If the buildings are not in good state of repair insurers will make a deduction for wear and tear or gradual deterioration.
Q. What is the difference between Buildings Insurance and Contents Insurance?
A. With Contents Insurance you are primarily covered for theft or damage (see policy document for full details) to the interior of the property and Building Insurance covers the majority of what remains.
Q. What add-ons are available with this policy?
A. With this policy you can choose a number of add-ons, such as Contents Insurance, Emergency Assistance and Legal Expenses.
Q. Can I cancel my policy or make changes at any time?
A. You can cancel your policy at any time, however, you will be charged for the period during which you were covered and other charges may be applied to cover the insurer’s costs in cancelling the policy. Changes can also be made at any time but may be subject to an administration fee. Please refer to the Terms of Business document for full details.
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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Landlords Buildings Insurance - Making a Claim
To register a claim please phone Towergate on 01206 773540 between 9am and 5.30pm Monday to Friday.
You should ask Towergate for a claim form and provide as much information as possible to help us deal with your claim quickly and fairly.
If you need to ask any questions during your claim please call Towergate on 01206 773540 and our claims advisors will be happy to deal with your enquiry.
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Dos and Don'ts
Do:
- Ensure that your building is in a good state of repair
- Keep a detailed record of the dates in which you have visited and inspected your property
- Immediately notify the Police following loss or damage by theft, attempted theft, malicious damage, violent disorder, riots or civil commotion or the disappearance of valuable items
Don't:
- Leave the building unoccupied for 30 days or more
- Expose yourself to risks by having inadequate cover
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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