Landlords' Contents Insurance
Whether your property is fully furnished or just part furnished, it always pays to purchase Contents Insurance as the tenant's deposit which is generally one month's rent does not cover all content costs.
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Why Choose Smartlandlord.co.uk to access your insurance products?
- Quick and easy to apply.
- Designed for buy to let properties on a fully / part furnished basis.
- New for old replacement.
- Helpful and professional service.
Policy provides cover against*:
- Fire, lightning, explosion or earthquake.
- Aircraft and other flying devices or items dropped therefrom.
- Storm, tempest or flood.
- Escape of water from any fixed water or heating installation.
- Subsidence, landslip or heave of the site upon which the buildings stand.
- Theft or attempted theft.
- Impact by any vehicle or animal.
- Falling trees, telegraph poles or lamp-posts.
- Smoke damage.
- Cover for malicious damage.
* For a full list of benefits and exclusions please refer to the Policy Wording and Policy Summary documents above.
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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Q. Do I need Landlords' Contents Insurance?
A. Although not a legal requirement in the UK it is still a very good idea to invest in Contents Insurance, especially if your property is fully / part furnished. Cover would be a good choice for landlords wanting to protect their semi-furnished property against loss or damage to items supplied to tenants, such as carpets, curtains, furniture, pictures and electrical equipment (e.g. vacuum cleaners, TVs, light fittings, fridges, washers, dryers etc.).
Q. What is the difference between Buildings Insurance and Contents Insurance?
A. With Contents Insurance you are primarily covered for theft or damage (see policy document for full details) to the interior of the property and Building Insurance covers the majority of what remains.
Q. Do you offer a new for old policy?
A. Yes. The basis of settlement shall be the cost of replacing the article new, provided that the article is substantially the same as, but not better than the original article when new and that you incur the cost of replacement.
Q. What add-ons are available with this policy?
A. With this policy you can choose a number of add-ons, such as Building Insurance, Emergency Assistance and Legal Expenses.
Q. Can I cancel my policy or make changes at any time?
A. You can cancel your policy at any time, however, you will be charged for the period during which you were covered and other charges may be applied to cover the insurer’s costs in cancelling the policy. Changes can also be made at any time but may be subject to an administration fee. Please refer to the Terms of Business document for full details.
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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Landlords Contents Insurance - Making a Claim
To register a claim please phone Towergate on 01206 773540 between 9am and 5.30pm Monday to Friday.
You should ask Towergate for a claim form and provide as much information as possible to help us deal with your claim quickly and fairly.
If you need to ask any questions during your claim please call Towergate on 01206 773540 and our claims advisors will be happy to deal with your enquiry.
Dos and Don'ts
Do:
- Make a full inventory of your property, with photographic evidence and value
- For all claims in respect of damage or loss obtain a minimum of two detailed estimates
- Immediately notify the Police following loss or damage by theft, attempted theft, malicious damage, violent disorder, riots or civil commotion or the disappearance of valuable items
- Take all reasonable steps to recover missing property
- Keep a detailed record of the dates in which you have visited and inspected your property
Don't:
- Leave the building unoccupied for 30 days or more
- Expose your contents to unnecessary risks by not purchasing adequate cover
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| Contact Towergate Connect |
- Our team is here to assist you.
- Please call us on: 0844 892 1444 or email us >>
- We will endeavour to reply to all e-mails within one working day.
- Weekdays 9:00am to 5:30pm
- 0844 892 1444
landlords@towergate.co.uk
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| Online Resources |
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