Tenant Referencing
It’s important to choose the right tenant for your property. Smartlandlord Tenant Referencing allows you to find out who you are dealing with before you sign up a new tenant.
| Product Name |
Price (excl. tax) |
| Express referencing |
£5.75 |
| Comprehensive referencing |
£14.90 |
Have you checked your new tenant's identity and credit history before signing a tenancy agreement? Or taken references from a previous landlord and employer?
Smartlandlord.co.uk® can provide you with essential checks to help reduce the risk of rent arrears from £5.75 + VAT!
- Choose from two separate options:
- Express Tenant Referencing for ID and credit history checks only or
- Comprehensive Tenant Referencing for the same checks plus references taken from the tenant's employer - if applicable - and a previous landlord
- Express Referencing results within minutes; references usually within 72 hours
- Anti-fraud: personal identity and undisclosed addresses checks
- 6 year credit history, bankruptcy and County Court Judgment (CCJ) checks
- Fact based predictive risk scoring to indicate your tenant's financial stability
- Tenant Referencing is a deductible expense for Income Tax purposes
Get Smartlandlord.co.uk® Comprehensive Tenant Referencing for just £14.90 + VAT and get all the information you need to take an informed decision before you commit.
- UK-based customer service telephone lines are available Monday to Friday 9am to 5pm.
- Applying for Tenant Referencing online is easy – you apply once and experienced tenant assessors take care of everything for you.
- Your reference will be handled by tenant assessors who have processed thousands of tenant references and are able to give you a tenant reference quickly and efficiently.
- You have a choice of two tenant referencing options: Express and Comprehensive.
- Express Tenant Referencing is completed within minutes and includes checks on personal identity, undisclosed addresses, 6 year credit history, bankruptcy, County Court Judgments (CCJ) plus predictive risk scoring to indicate your tenant's financial stability.
- Comprehensive Tenant Referencing includes all the checks of Express Tenant Referencing. In addition, the tenant assessors will contact a previous landlord, managing agent or letting agent's reference as well as the tenant’s employer to take references.
- Our tenant assessors use sophisticated predictive risk scoring technology to give you a rapid indication of your tenant's financial stability. This instantly gives you a reliable indication of the likelihood of your new tenant defaulting on rent payments.
- With reported fraud and tenant unemployment rising steeply during the current economic crisis, Tenant Referencing gives you all the information you need to take an informed decision.
- Smartlandlord® Tenant Referencing meets all the security requirements for Smartlandlord® Rent Guarantee and Rent on Time Insurance.
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Q. Why do I need Tenant Referencing?
A. Tenant Referencing gives you the important insight into your tenant's ability to pay the rent and their past performance as a good tenant. You should never ask the tenant to supply their reference themselves as it is all too easy to make up. Tenant Referencing also confirms identity and accuracy of other relevant information such as bank or employer.
Q. Why do I need to provide my address details for the last three years for Tenant Referencing?
A. To ensure that you are fully protected and will not fall fowl of any data protection legislative issues in the future we need to confirm your identity. We find that the most effective and the easiest way of doing this is to ask for your address details over the last three years.
Q. Isn't a thorough interview enough?
A. While the interview will help you get a good assessment of the tenant, renting your property purely based on that can be risky - as it is not founded on any facts that can demonstrate the tenant's ability to pay the rent. Tenant Referencing, however, provides you with the peace of mind that you do not just have to take the tenant's word for it.
Q. My tenant has not lived in the UK for six months or more. Can you help?
A. If they have not had residency in the UK for six months or more, they will not be able to be referenced under an Express Reference. This is mainly due to the fact that the basis of these references is credit checks; we will not be able to retrieve a credit file for someone with UK residency of less than six months. We can, however, process a Comprehensive Reference on foreign tenants, including references taken from foreign employers. At the moment our website does not accommodate foreign addresses, but once you go through the initial stage and move on to entering the tenant’s details, our team can pick it up and contact the tenant.
If you wish to apply for rent guarantee insurance for a foreign tenant who is moving to a property in the UK from outside the UK, unless they are of a Professional class employment or earn over £50,000 per annum, they will need a Guarantor as no credit file is available.
